Loan Details

Lien Type First Second Value / Purchase Price Loan Purpose Purchase (Purchase) Refinance - Rate & Term (RefiRateTermLimitedCO) Refinance - Cash Out (RefiCashout) Compensation Borrower Paid (0) 1.00% Lender Paid (1.00) 1.25% Lender Paid (1.25) 1.50% Lender Paid (1.50) 1.75% Lender Paid (1.75) 2.00% Lender Paid (2.00) 2.25% Lender Paid (2.25) 2.50% Lender Paid (2.50) 2.75% Lender Paid (2.75)

Expanded Guidelines

Entity Vesting No Yes First-Time Investor No Yes Rural Property No Yes Short-Term Rental No Yes Vacant / Unleased No Yes

Borrower & Income

Citizenship US Citizen (USCitizen) Permanent Resident (PermResidentAlien) Non-Permanent Resident (NonPermResidentAlien) Foreign National (ForeignNational) FICO Income Verification Full Doc (FullDoc) Full Doc (12 Mo) (OneYearAltDoc) Written VOE (WrittenVOE) Bank Statements (12 Mo) (PersonalBankStmt12Mos) Bank Statements (24 Mo) (PersonalBankStmt24Mos) P&L (12 Mo) (PLOneYear) P&L (24 Mo) (PLTwoYear) BBS + CPA P&L (12 Mo) (PLBankStmt1Yr) BBS + CPA P&L (24 Mo) (PLBankStmt2Yr) Asset Related (AssetRelated) DSCR (InvestorDscr) DSCR - No Ratio (InvestorNoRatio) Reserves (months) Interest Only No Yes Waive Escrows No Yes

Property

Occupancy Primary Residence (PrimaryResidence) Second Home (SecondHome) Investment (InvestmentProperty) Property Type SFR (SingleFamily) Condo (Warrantable) (Condo) Condo (Non-Warrantable) (NonWarrantableCondo) PUD (PUD) Townhouse (Townhouse) 2 Unit (SingleFamily:TwoUnits) 3 Unit (SingleFamily:ThreeUnits) 4 Unit (SingleFamily:FourUnits) Condotel (Condotel) State -- Select -- Arizona (AZ) California (CA) Colorado (CO) Connecticut (CT) Florida (FL) Georgia (GA) Hawaii (HI) Idaho (ID) Illinois (IL) Maryland (MD) Montana (MT) Nevada (NV) New Jersey (NJ) New Mexico (NM) North Carolina (NC) Oregon (OR) South Carolina (SC) Tennessee (TN) Texas (TX) Utah (UT) Washington (WA) Wyoming (WY) County -- Select state first -- Amortization Fixed ARM Both

Credit Events

Housing Event None (None) Foreclosure (Foreclosure) Short Sale (ShortSale) Modification (Modification) Deed-In-Lieu (DeedInLieu) Bankruptcy Type None (None) Chapter 7 (Chapter7) Chapter 11 (Chapter11) Chapter 13 (Chapter13)